Tag Archives: Goals

Managing All Of Your Web Design Goals

Managing All Of Your Web Design Goals

While the United States needs a lot of help with health care, don’t let that discourage you from seeking out the services that you need to live a healthy life. This article will outline several tips that will guide you in your search for health insurance that works for you. If you’re equipped with knowledge, you’ll be able to better negotiate with companies on your own behalf.

If you’re self-employed, don’t forget that your health insurance costs can be tax deductible! Your insurance premiums should be considered as an above-the-line deduction, which means that they’ll lower your gross income on insurance forms. Getting the money you put into your insurance back in your tax return can be a big benefit to your finances.

Make sure your insurance will cover overseas doctor visits. If you have health insurance, it is important to read the fine print. You don’t want to get sick in a foreign country, go to the doctor, and find yourself unable to pay for it. Make sure you have extra money available should your health insurance provider not cover the expenses.

If you are reaching the age where your parent’s health insurance plan will no longer cover you, you can subscribe to COBRA for up to three years. COBRA is a relatively cheap solution and provides decent coverage. If you opt for another insurance plan, still apply for COBRA until your new one takes effect.

Health insurance can be expensive if you have to pay for it yourself and don’t have an employer who offers a group policy. Short term medical insurance can cover you for six months to a year, while you find something else that works for you. It will protect you in the event of a major illness or injury and is often very affordable.

Take out insurance to protect yourself against financial ruin. Health insurance should be one of the highest financial priorities on your list. Health problems are always a possibility, and if health concerns arise, the cost of hospital bills alone could easily bankrupt someone who does not have health insurance.

If your health insurance premiums seem high, then it costs you nothing to shop around and get quotes from other companies. You may want to do this even if your insurance is provided through your employer. If you find a better plan and rate, then you can cancel your coverage through your employer and use your larger paycheck to pay for your own insurance plan.

A good health insurance tip that can save you a lot of money, is to limit how much exposure you’re getting to the sun. Seriously, by limiting how much exposure you’re getting to the sun, you’ll save a lot of money by preventing a lot of doctor visits in the future. This will bring your health insurance down.

As you can see, health insurance is easier to navigate than most people think. You can absolutely make your health insurance work for you, if you know which questions to ask and how to make appeals. Learning the ins and outs of your insurance is a challenge but the time is well worth spending, if it saves you money on health care costs.

Four Reasons to Set Group Goals Collaboratively

Four Reasons to Set Group Goals Collaboratively

One of the tasks that come with being a leader is setting goals. Goals for ourselves, to be sure, but often we need set goals for our groups/teams or the larger organization. While we may instinctively know that we should include people in the creation of goals they will be working to achieve, too often the press of time and the lure of expediency leaves leaders setting the goals, and simply sharing them with those charged with achieving them.

The Four Reasons

There are four significant reasons why we need to get others involved in creating of the group’s goals. Any one of these are reason enough to create a conversation about the goals rather than creating a PowerPoint presentation with the goals already formulated.

To gain Agreement. There are actually two agreements you want to gain.

1. Agreement on what the goal actually is.

2. Agreement that the goal is worthwhile and beneficial.

Once you have these agreements you will increase the clarity of the goal for everyone. Goal clarity in itself has a very positive impact on ultimate goal achievement. With agreement you will increase focus on the goal as well. Take the time to create both of these agreements and you have a stronger chance of achieving the next item . . .

To create Engagement. Notice I said engagement not buy-in. I know we all talk about wanting people to “buy-in” to our ideas and plans. And, given the choice between having people who are “bought-in” vs. people who didn’t care or disagree, I choose the former. But engagement is more than “buy-in.” When people are engaged in an idea they are committed to it. They feel ownership for it. They have thrown more than their hat into the ring, they have thrown their heart in too. Once people are engaged in the goal you can capture what comes next . . .

To set Collective Consciousness. Have you ever noticed that after you buy a new car, you see “your” car everywhere? The reason this occurs isn’t because thousands of people followed your lead to buy the same car you did. It happens because of your Reticular Activating System. Our Reticular Activating System works as a filter helps us notice things we are focusing on or are interested in. Once people are fully engaged in a goal their subconscious mind goes to work and the Reticular Activating System helps. People will begin to see things that will be resources, methods or clues to achieving the goal. Sparks will fly between people on the team and progress may be achieved faster than could be logically expected.

To manifest Synergy. We have people work together because we know that together we can achieve more than we can separately. This is the definition of synergy. If you prepare your goals in a vacuum and present them to the group the chance for you to achieve team synergies is virtually nil. The whole point of a group working towards a goal together is to gain synergy. If you want it, you have to let people help create the specific goals they will be directly involved in achieving.

Getting others involved in the creation of the goals is more than just a good idea. It is more than just the right thing to do. It is the most important step you can take to improve the likelihood that a goal that is set, is reached.

So when you have a goal to be achieved with the help of others, keep these four reasons in mind and make the time to create the massive benefits described here.

That time and effort is the best insurance policy you can buy to improve the chance your goals will be achieved.